What Is It?
Universal Life Insurance is designed to last your lifetime. It combines life insurance protection with the ability to grow cash value over time. As long as your policy has earned sufficient cash value, you may borrow from it for any reason at a modest interest rate. You can use this loan for things such a paying college tuition, mortgage costs, or use it to pay for final expenses.
Benefits Levels
Guaranteed issue up to $100,000 for Primary and $15,000 for spouse, not to exceed 5 times salary.
Eligible dependent children is $25,000 or $10,000 for child term rider.
Cash value Accumulation
The policy builds with a minimum guaranteed interest rate of 3%
Ask for more details.